I like the "fast enough for Twitter arguments" ideal. I don't think I've used balance sheets in any Twitter arguments yet.

I use Google Sheets for my balance sheets because it allows me to easily color code based on Borja Clavero's payment type classification.

This is what I did for the 2021 run-through of Money and Banking on Reddit.

https://www.reddit.com/r/moneyview/comments/m0zzr1/money_and_banking_summer_2021/