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I like the "fast enough for Twitter arguments" ideal. I don't think I've used balance sheets in any Twitter arguments yet.

I use Google Sheets for my balance sheets because it allows me to easily color code based on Borja Clavero's payment type classification.

This is what I did for the 2021 run-through of Money and Banking on Reddit.

https://www.reddit.com/r/moneyview/comments/m0zzr1/money_and_banking_summer_2021/

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Here is a simple python function that will output T-accounts with a given width and toggle totals at the bottom

https://gist.github.com/xadcv/80acc4e8623a8c808bc9b665bf4599a0

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